Need a fresh start on your credit but can’t qualify for a major credit card?
If you’ve had a severe financial setback, getting the credit that you need can be nearly impossible. You know that you need to work on your credit score, but no one will give you credit… it’s a never ending circle. You need credit to work on your credit score, but no one will give you credit, and every time you apply for a card and get rejected, it lowers your credit score a few more points!
How will you ever get the fresh start that you need to start rebuilding your credit?
Believe it or not, you can get that fresh start that you need, and it’s not nearly as hard as you think. There are two ways that you can still get credit when it seems like no one will give you credit. The first and probably most obvious way it to get a secured credit card. Unlike conventional credit cards, you won’t be denied a secured credit card because you secure the credit card with a deposit of your own choosing, so you can make your credit “limit” whatever amount you want. (I know, this is not the easy answer that you’re looking for, but trust me, it does work.)
Once you sign up for a secured credit card, you make the deposit, and then use the card just like a credit card to make purchases, and make regular payments on the balance. The credit card company then reports your new credit limit, responsible usage and regular payment history to the credit bureaus every month. In no time at all, you will begin to see the positive effect this will have on your credit score.
The other way that you can get a fresh start is by opening a Fingerhut Credit Account, which can actually be an unsecured account or, in the rare event that you don’t qualify, could be a special Fingerhut “fresh start” account. I say that it can be one of the two because, even though nearly everyone qualifies for the first option, and open Fingerhut Credit Account, there are occasionally times when you may have to start with the second type of account. Either way, opening an account with Fingerhut is truly one of the fastest ways to raise your credit score that I’ve ever seen.
Typically new customers start out with a credit limit of about $300.00 – use it responsibly, make your payments on time every time, and you should see your credit score begin to improve, and you’ll also be amazed at how quickly your credit limit may be increased, and you’ll love the special offers (6 months interest free, no payments for several months, the Fingerhut major purchase program, and more!)
Apply Now for Fingerhut Credit Account issued by WebBank