Are you planning a vacation this year? Going to the mountains? The beach? Driving? Flying? Staying in a vacation rental? Hotel? Camping? How are you planning to pay for things while you’re on vacation?
While it is really tempting to pay for everything in cash when you go on vacation, in reality, it’s just not a good idea. Not only do you run the risk of losing you money if you use actual cash, but you also risk a lot more. What happens if your cash is lost or, even worse, stolen? What happens if you run out of money? What happens if you’re cheated? Maybe you check in to your rental, pay your bill up front like they all want you to, then find out that you’ve been had? What happens if the rental is not what you paid for? What happens if you have to leave early? The list can go on and on and on.
And truthfully, using your debit card is possibly even worse than paying with cash. Why? Because your debit card is connected directly to your bank account. And there is no place on earth where your debit or credit card information is more likely to be stolen than in an area that caters to tourism. It’s a prime location for dishonest retail and restaurant employees to lift your information, it’s a prime location for pickpockets and scammers, and YOU are more likely to misplace or even lose your card when you’re in a strange place. Even though you have a certain amount of protection against fraud, it can take as much as ten days to sort it out if you are a victim of fraud! What would you do for ten days without any money? The answer? It’s pretty obvious.
Use a credit card to pay for everything that you possibly can while you are on vacation! Not only are you better protected against fraud, theft, or loss, but you can even take advantage of some awards cards and get money back for all your purchases! Not sure which card to use?
Take a look at these offers –