Tag: summer vacation

Are you planning a vacation this year?  Going to the mountains?  The beach?   Driving?  Flying?  Staying in a vacation rental?  Hotel?  Camping?  How are you planning to pay for things while you’re on vacation?

While it is really tempting to pay for everything in cash when you go on vacation, in reality, it’s just not a good idea.  Not only do you run the risk of losing you money if you use actual cash, but you also risk a lot more.  What happens if your cash is lost or, even worse, stolen?  What happens if you run out of money?  What happens if you’re cheated?  Maybe you check in to your rental, pay your bill up front like they all want you to, then find out that you’ve been had?  What happens if the rental is not what you paid for?  What happens if you have to leave early?  The list can go on and on and on.

And truthfully, using your debit card is possibly even worse than paying with cash.  Why?  Because your debit card is connected directly to your bank account.  And there is no place on earth where your debit or credit card information is more likely to be stolen than in an area that caters to tourism.  It’s a prime location for dishonest retail and restaurant employees to lift your information, it’s a prime location for pickpockets and scammers, and YOU are more likely to misplace or even lose your card when you’re in a strange place.  Even though you have a certain amount of protection against fraud, it can take as much as ten days to sort it out if you are a victim of fraud!  What would you do for ten days without any money?  The answer?  It’s pretty obvious.

Use a credit card to pay for everything that you possibly can while you are on vacation!  Not only are you better protected against fraud, theft, or loss, but you can even take advantage of some awards cards and get money back for all your purchases!   Not sure which card to use?

Take a look at these offers –

 

If you’re like nearly half of the population of this country, you’re not planning a summer vacation this year, and the biggest reason most people aren’t going?  Money.  That’s right, many of us simply cannot afford the overall expense of spending a few days or a week away from home.  The money just isn’t in the budget (or the savings account), so we’re skipping that trip to the beach, or the mountains, or anywhere else that we may have wanted to go.   But, what if you could still go?

What if you could take that vacation and, instead of draining your savings account, charge it on a credit card that offered you an interest free introductory period, or cash back rewards, or even travel rewards?   Would you be able to rearrange your schedule (and your budget) to take the trip and pay it off over time when you returned?  It’s definitely something to consider, isn’t it?

Why not take a look at these credit card offers and see if one of them might just enable you to take that vacation and still stay within your budget?

Even though it’s only been a couple weeks since school let out for the summer, it’s no secret that summer vacations keep getting shorter and shorter.

In fact, there are already schools in our country that go year around.  That’s why you might want to start thinking about this year’s back to school shopping expenses sooner rather than later!

Let’s face it, it costs a lot of money to get the kids back in school every year – between all the fees, books, and other required gear for school, there usually isn’t much left for new clothes, shoes, or even that computer that your oldest needs to start college this fall.  What’s a parent to do?

Well, here’s an idea… Why not start your back to school shopping now?

Rather than wait until the week before (or even the day before) school starts, you can go ahead and get some of the necessities out of the way now, then maybe your expenses won’t seem so insurmountable later on, when it’s time to pay those hefty fees to the school.

Especially if you shop online, there are deals EVERYWHERE right now!   All of the major retailers are running specials, sales, and promotions galore… and you can take advantage of those savings to spend less or get even more for your money.  And if your money is tight?  What then?

Well, if your cash flow is limited, you might want to think about opening a Fingerhut account, so you can still take advantage of their online specials and sales but you’ll have plenty of time to pay for your purchases.

Worried about your credit score?  Relax.  A Fingerhut account might just be easier to get than you think!  Fingerhut has a reputation for working with those of us with less than perfect credit  – so don’t delay, open your Fingerhut account today!