Last month, I wrote about the school supplies flooding the stores in anticipation of the onset of back to school shopping… hard to believe the kids are already back in school, isn’t it? Now we’re beginning to see Halloween decorations, Thanksgiving dinner ideas, and even Christmas decorations appear in the seasonal merchandise aisles, but it’s true. Yes, Christmas is literally just around the corner, and you know what that means? Yes, it’s the most expensive time of the year!
How will you afford this year’s Christmas gift giving? While there are a select few who have faithfully been saving all year, the rest of us will end up having to rely on Christmas bonuses from work, credit cards, and catalog shopping as a way to afford all of the Christmas gifts that we end up buying every year. And for some of us, even that can be a struggle, especially if you really don’t have the extra money, or you’ve had a financial setback recently.
Personally, one of the best ways that I’ve found to recover from those financial setbacks, as well as those severe cash flow shortages, is to consider doing your Christmas shopping through Fingerhut. Not only do they have nearly all of the big, brand name, most requested gifts available at competitive prices, but Fingerhut is well known for working with those of us with less than perfect credit, so not only can you get the credit you need to do your Christmas shopping, but your responsible use of that credit can be used to improve your credit score, as well.
You see, Fingerhut reports your available credit and your timely payments to all three of the major credit bureaus, so over time, and assuming that you’re seriously working at improving your credit score, most people see their credit scores begin to rise as these two factors are the most important ones on your credit report. And, Fingerhut is really good at increasing your available credit over time, too, so you’ll always have the credit with them that you need to buy those important gifts, or even something for yourself.
Isn’t it time to start planning your Christmas shopping?
(Did I mention Fingerhut’s Christmas Catalog? It is AWESOME!)