Even though the economy is a lot better, it’s still hard to find the money to buy Christmas presents! In fact, there are times when it is nearly impossible to squeeze a few extra dollars out of your monthly budget, and this makes Christmas one of the most stressful times
Right about now, your mailbox is stuffed with Black Friday ads for the impending holidays, and catalog shopping ads offering you “Preapproved” credit of $300.00 or more with your first order… but is catalog shopping really a smart way to handle your Christmas shopping? Catalog shopping can actually be far
Sometimes, even after you’ve perused all the websites that you can find searching for the right credit card, the perfect loan, or even the right credit reporting / monitoring vendor, you still can’t find what you want. What should you do? Just take whatever offer you got in the mail?
Well, the season is here again! If your mailbox is like mine, every day it is stuffed with both catalogs and credit card offers. Buy now! Pay later! 15 months interest free! Pre-approved! Save money on interest! But before you fill those credit card applications out, you might just want
It’s almost impossible to believe, but it’s here again… time for Christmas shopping! It’s literally just a little over 3 months until Christmas Day. How’s your Christmas budget this year? Do you have the cash saved up to buy all those gifts? If not, how’s your credit score? Do you
Last month, I wrote about the school supplies flooding the stores in anticipation of the onset of back to school shopping… hard to believe the kids are already back in school, isn’t it? Now we’re beginning to see Halloween decorations, Thanksgiving dinner ideas, and even Christmas decorations appear in the
The other day, I was in one of the department stores near my house, and I noticed that they’re already pushing school supplies. Row after row of school supplies, as a matter of fact. Then, it dawned on me. Once school starts, the stores will be putting out Halloween and
If you’re like nearly half of the population of this country, you’re not planning a summer vacation this year, and the biggest reason most people aren’t going? Money. That’s right, many of us simply cannot afford the overall expense of spending a few days or a week away from home.
Even though it’s only been a couple weeks since school let out for the summer, it’s no secret that summer vacations keep getting shorter and shorter. In fact, there are already schools in our country that go year around. That’s why you might want to start thinking about this year’s
If you’ve been watching the financial market lately, you’ve undoubtedly noticed that the Federal Reserve has raised the interest rate on federal funds once again. It’s now at 1.75% to 2.00% and they’ve signaled that there are two more interest rate increases coming this year. But, what does that mean