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Bad Credit Credit Cards: How You Can Avoid High Fees

Individuals with problematic credit histories often suffer unfairly from high mortgage, insurance, and car loan rates. On top of that, they have difficulty getting approved for credit cards. The whole situation can get extremely frustrating. Frequently, I get emails from consumers wondering what they can do to rebuild their credit. The first thing I tell them is to get a credit card designed for people with bad credit.

How is Your Credit Score Calculated?

Ever wonder how your credit is scored?  To those of us who don’t actually do the figuring, it seems like a deep dark secret…how do they arrive at those numbers? While each of the three major companies that report credit scores has their own method, there are some factors that

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How Prepaid Debit Cards Can Help Establish Credit

If you’re having trouble getting approved for a credit card, a prepaid debit card may be just what you need. Unlike many regular credit cards, prepaid debit cards do not perform a credit check when you apply. So if you’ve had trouble with credit or have no credit, you’ll still

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Choosing The Right Credit Cards After Bankruptcy

There is life after bankruptcy and once you have dissolved all your debts and the judge has dismissed the case. In a short matter of months, you will be inundated with offers to apply for new credit cards. Sounds simple enough – right? Fill out a quick application online, cross

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Getting Over Personal Bankruptcy

When you file for bankruptcy, it can have a very traumatic effect on you. The process of bankruptcy is such that the fact remains on your credit card report for a period of 10 years. Besides this, it can also lead to social isolation from your peers. Being branded bankrupt

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How to Improve a Credit Score after Bankruptcy? What is a Good Credit History Score?

Concerned Consumers Ask How to Improve a Credit Score after Bankruptcy While it may not be possible to erase bad credit reports, there are steps you can take to improve the overall health of your credit report and improve your credit history. The February issue of Realtor magazine divulges seven

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