Doing your income taxes? If so, there is no better time to review your finances so that you have a better overall understanding of where you are, where you want to be, and how to get there. The best place to start is with your credit score. Do you know
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How do you protect yourself against hackers, scammers, and phishing? Recently, we’ve been pondering exactly how hard it is to trust literally any site when it comes to sharing your personal of financial information. And, even though there is a very concise statement on every page of this site stating
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Investing money is an important part of your overall financial picture. Investing helps you to plan and save for the future, and if you’re like me, investing here and there is an excellent learning experience. Now, most of us have some sort of retirement and/or 401 K that is through
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With the pandemic winding down, unemployment subsidies ending, and so many people headed back into the workforce, millions of people are beginning to see a return to a normal life. Others among us have never not had a normal life. And yet others have lost nearly everything and find themselves
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What is a “Subprime” credit level? Subprime credit means that lenders might consider you a credit risk. Not only will they be more likely to reject your credit application, but if and when they do issue you credit, you’ll pay a much higher rate to offset the “risk.” But did
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Every year about this time, lots and lots of people start on their taxes. Gathering the proper forms, W-2’s, 1099’s, etc., going through the appropriate receipts, and then actually starting to prepare their annual income tax returns (or taking them to a tax professional to prepare for them. It’s a
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How do I build credit from scratch? Building your credit for the first time can feel a little like the chicken and the egg. You’re going to need to take out a loan or get a credit card, but you can’t qualify for a loan or get a credit card
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When it comes to your money, setting a budget is probably one of the most important steps to keeping more of your money each and every month. So, it’s time to sit back and get comfortable with your first budget! Now, there are tons of different strategies out there for
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There is perhaps no better time than the start of a new year to get a fresh start on your finances! From your credit score to your credit cards to your retirement plan, now is the time to sit down, take stock of where you are, and make a plan
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Asking for an increase to your credit limit on a credit card can sometimes help you through an emergency situation, provide you with a safety cushion of extra available credit, and even help improve your credit score, but should you ask for an increase? That depends. If you’ve only had
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