Is your FICO score above 750?
Is your credit nearly perfect? Unblemished? Most credit bureaus define excellent credit as being between 750 and 850 points, so if your score falls within that range, you are without a doubt one of the types of customers that some of the best debit and credit card providers most welcome!
Even though you are probably already inundated with offers for credit cards, debit cards, personal loans, mortgage loans, auto loans, and more, it is still a good idea to regularly review all of your loans, debit cards, and credit cards just to make sure that you are not inadvertently paying more than you should in interest charges, monthly, quarterly or annual fees, etc.
Remember, you have the “upper hand” when your credit is as good as yours is! You have worked hard to earn your excellent credit score, and as such, you are normally entitled to the lowest interest rates, the best balance transfer offers, the best cash back offers, the highest rewards, and so much more!