Cash Back Credit Cards

Cash Back Credit Cards are the most popular credit cards to carry these days.  From 1% to 5% back on everything from groceries, gasoline, airline travel, entertainment, and more, cash back credit card offers give you the opportunity to save money on your most common purchases, so you should consider your needs before your choose a cash back credit card option.  Do you travel a lot?  Maybe you prefer eating out at restaurants?  Going to the movies?  Or maybe you just want an everyday cash back credit card that you can use to make routine purchases and then pay it off when the bill comes in?  Whatever your cash back incentive happens to be, you owe it to yourself to consider all of your options!

As with all credit cards, the better your credit score is, the better the cash back credit card offers for which you will qualify.  So, if you’re not sure where your credit score is today, start with getting your current credit score!  Then, as you review offers, make sure that you stay within your credit range when comparing cash back credit card providers.  (This helps to ensure that you are approved when you apply.)

Once you have found the cash back credit card that best fits your lifestyle, simply fill out the online application.  Many cash back credit card providers give you an instant decision while others may take a couple of days or weeks to verify your information before giving you their decision.  Either way, choose carefully and don’t apply for more than a couple of offers.  Too many applications for credit cards can hurt your credit score, so be sure that you only choose companies that fit your current financial profile.  You can always upgrade or switch to a different cash back credit card later on, when your credit score changes.  And your credit score will change.  Credit is very fluid, it often changes from week to week, month to month, and year to year, so you owe it to yourself to track your credit score, review your credit cards and other loans, and make changes when appropriate. Failing to do so can cost you a lot of money!

Here are some of the best cash back credit card offers available today: