Cards for Bad Credit

When you have bad credit, it can be almost impossible to get the credit you need when you need it.  There are companies that will work with you to help you rebuild your credit after a financial setback.  Rebuilding a damaged credit score after a financial setback, such as filing for bankruptcy, getting a divorce, suffering from a serious medical condition, losing a job, etc., will take time.  But, if you never start, then you will never improve your credit score, so why not start today?

Depending on where your credit score is, you may have to start with a secured credit card, a credit card with a low credit limit, or a debit or credit card with an initial fee for opening the account, but the important thing to remember is that you have to take the first step.  You have to take control of your finances or your finances will control you.   So, start where you must.  Then, as your credit score improves, your debit or credit card, loan, and other financial options will also improve.  Credit is something that is fluid, always changing, so use that change to your benefit.

Apply for a debit or credit card.  Use it carefully.  Pay your bills on time, every time.  Sign up for credit monitoring.  Know your credit score and track your progress on a regular basis!  You will be amazed at how often your credit score changes, what affects your credit score, and how easy it is to build a better score point by point.  It really is that easy.  But, once again, you must take that first step toward improving your financial future.

Here are our most popular debit and credit card options for bad credit:


Don’t like the options you see here?  Visit our sister site, The Best Credit Card Offers!