How much money could you save with 0% interest on your credit card purchases for up to 18 months?
Planning your next big purchase? Perhaps you’ve had an unplanned purchase? Whether it’s a major car repair, replacing a major appliance, or even planning your annual vacation, if you could get 0% interest (APR) on your purchase, wouldn’t that save you a lot of money?
Personally, I always look for savings when I’m about to make a major purchase – do you? Do you sit down with your current credit cards and compare them to the best credit card offers for your credit score range? Do you look for the newest balance transfer or 0% interest offers? Have you thought about a personal loan? Would that work better than a credit card? If you haven’t considered all of your financial options, it’s time to start looking so you can start saving.
As with all credit card offers, the better your credit score, the better the offer you will qualify for, so you will definitely want to check your credit score to see which offer best suits your financial needs.
Less than perfect credit? Don’t stop looking at your financial options. There are companies that work with all types of credit these days. Granted, your options will be less than those with better credit, but there’s almost always an option for people who are genuinely working to improve their overall financial picture – don’t let blemished credit stop you from bettering yourself!