Get a Fresh Start on Your Credit!
If you’ve been watching the financial market lately, you’ve undoubtedly noticed that the Federal Reserve has raised the interest rate on federal funds once again. It’s now at 1.75% to 2.00% and they’ve signaled that there are two more interest rate increases coming this year. But, what does that mean
If your credit has ever been really bad, or if it is now, then you know how hard it is to get any kind of credit. Even worse, you’re so convinced that you can’t get credit that you don’t even try, but there are options, even for those of us
At one time, leasing an automobile was just as popular as actually purchasing an automobile, but then the auto industry changed and purchasing once again became the norm. Recently, however, leasing has once again become a popular option when thinking about the acquisition of a new car, truck or SUV. But,
The fastest way that I know of to get a real fresh start on your financial life is to build a realistic budget and then stick to it! Let’s face it, living from paycheck to paycheck is stressful, and surprisingly, most people these days live that way. But you don’t
Although most people don’t really think much about a potential partner’s credit score when they’ve just met someone, once the relationship begins to develop into something more long term, having credit scores that are polar opposites can cause problems when finances and households are combined. In fact, about 40% of the
Need to replace your car but worried that you won’t qualify for a loan? Maybe your credit is less than perfect or you’re buying your first car and don’t have much of a credit history? You can improve your chances for approval before you go car shopping just by doing
So you want to buy a house… you’ve decided that you can afford a mortgage, insurance, and the inevitable repair bills? And it’s better to be building equity of your own than paying someone else’s mortgage, insurance, and repair bills like you do when you pay rent, right? But, do
Although you might think this website is directed toward those individuals who have less than perfect credit, that’s not necessarily the case. Even people with perfect credit can sometimes get in over their heads. You know what I mean… you overspend at Christmas, you have a financial emergency, lose your
Most people instantly assume that it takes a 20% down payment to buy their first home, so consequently, many people put off buying a home far longer than they should simply because it’s not easy to come up with that 20% down payment. And while it’s true that a conventional
A couple of months ago while attending a board of education meeting; a fellow colleague was astounded that I was able to put a hot meal on the table for my family before rushing out the door. She asked, “How do you get dinner on the table on time? How