Simplest Envelope Budgeting System Ever

Ever heard of the envelope budgeting system?  If not, you’re one of the few.  Truthfully, the system works!  It takes time.  It takes commitment.  And it takes everyone in your household.  But it does work.  Can it change your life?  YES, but only if you’re willing to work at it. 

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Rejected for a Bad Credit Loan? Here’s Why.

When the COVID-19 pandemic shut everything down a couple of months ago, so many people were laid off, furloughed, or let go from their jobs that the unemployment rate quickly rose to depression era levels.  Unfortunately, most people were unprepared for the financial emergency that came from going without a

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