Ever heard of the envelope budgeting system? If not, you’re one of the few. Truthfully, the system works! It takes time. It takes commitment. And it takes everyone in your household. But it does work. Can it change your life? YES, but only if you’re willing to work at it.
With the financial crisis created by the pandemic, many people are finding themselves in need of an influx of cash to get back on their feet. If your credit score is less than perfect, it may be harder to get that loan. However, it is not impossible. You have options.
When the COVID-19 pandemic shut everything down a couple of months ago, so many people were laid off, furloughed, or let go from their jobs that the unemployment rate quickly rose to depression era levels. Unfortunately, most people were unprepared for the financial emergency that came from going without a
Right now, an unprecedented number of Americans have lost their jobs, lost a large portion of their income, or worse, and simply aren’t able to pay their bills. But what about you? What bills should you pay? And what bills should you skip? Truthfully, if you have the money, you
It’s January! Yep, Christmas is over and all those bills are arriving in the mail or in your inbox. That means that it’s time to figure out how you are going to pay all those monthly payments! Don’t worry, you’re not alone. Most of us spend way more than we
Summer’s here! Who’s ready for a road trip? A vacation? A day trip? How’s your ride these days? Summer driving can be just as hard on your car as winter driving. Between the hot temperatures, hot pavement, and the additional driving we tend to do in the summer months, you
Once again, it’s tax time in the USA, and even though you’re digging through all of your receipts, statements, and paperwork from last year, it’s never too early to start thinking about this year! If you’re like most people, as you go through all those papers, you’re looking at what
If you’ve been watching the financial market lately, you’ve undoubtedly noticed that the Federal Reserve has raised the interest rate on federal funds once again. It’s now at 1.75% to 2.00% and they’ve signaled that there are two more interest rate increases coming this year. But, what does that mean
If your credit has ever been really bad, or if it is now, then you know how hard it is to get any kind of credit. Even worse, you’re so convinced that you can’t get credit that you don’t even try, but there are options, even for those of us
At one time, leasing an automobile was just as popular as actually purchasing an automobile, but then the auto industry changed and purchasing once again became the norm. Recently, however, leasing has once again become a popular option when thinking about the acquisition of a new car, truck or SUV. But,