When it comes to your money, setting a budget is probably one of the most important steps to keeping more of your money each and every month. So, it’s time to sit back and get comfortable with your first budget! Now, there are tons of different strategies out there for
There is perhaps no better time than the start of a new year to get a fresh start on your finances! From your credit score to your credit cards to your retirement plan, now is the time to sit down, take stock of where you are, and make a plan
Ever heard of the envelope budgeting system? If not, you’re one of the few. Truthfully, the system works! It takes time. It takes commitment. And it takes everyone in your household. But it does work. Can it change your life? YES, but only if you’re willing to work at it.
With the financial crisis created by the pandemic, many people are finding themselves in need of an influx of cash to get back on their feet. If your credit score is less than perfect, it may be harder to get that loan. However, it is not impossible. You have options.
When the COVID-19 pandemic shut everything down a couple of months ago, so many people were laid off, furloughed, or let go from their jobs that the unemployment rate quickly rose to depression era levels. Unfortunately, most people were unprepared for the financial emergency that came from going without a
Right now, an unprecedented number of Americans have lost their jobs, lost a large portion of their income, or worse, and simply aren’t able to pay their bills. But what about you? What bills should you pay? And what bills should you skip? Truthfully, if you have the money, you
It’s January! Yep, Christmas is over and all those bills are arriving in the mail or in your inbox. That means that it’s time to figure out how you are going to pay all those monthly payments! Don’t worry, you’re not alone. Most of us spend way more than we
Summer’s here! Who’s ready for a road trip? A vacation? A day trip? How’s your ride these days? Summer driving can be just as hard on your car as winter driving. Between the hot temperatures, hot pavement, and the additional driving we tend to do in the summer months, you
Once again, it’s tax time in the USA, and even though you’re digging through all of your receipts, statements, and paperwork from last year, it’s never too early to start thinking about this year! If you’re like most people, as you go through all those papers, you’re looking at what
If you’ve been watching the financial market lately, you’ve undoubtedly noticed that the Federal Reserve has raised the interest rate on federal funds once again. It’s now at 1.75% to 2.00% and they’ve signaled that there are two more interest rate increases coming this year. But, what does that mean