With the financial crisis created by the pandemic, many people are finding themselves in need of an influx of cash to get back on their feet. If your credit score is less than perfect, it may be harder to get that loan. However, it is not impossible. You have options.
Does your credit score fluctuate every month? Up a few points one month, down a few points the next… why won’t it stabilize? If you’re like most Americans these days, you keep a pretty close eye on your credit score, but honestly, it’s just frustrating when it goes up five
Now that the COVID-19 pandemic is beginning to show signs of slowing, things are beginning to open back up, and many of us are going back to work, getting our lives back on track, and starting to plan for the future. If you’re one of the ones who was furloughed,
When the COVID-19 pandemic shut everything down a couple of months ago, so many people were laid off, furloughed, or let go from their jobs that the unemployment rate quickly rose to depression era levels. Unfortunately, most people were unprepared for the financial emergency that came from going without a
Right now, an unprecedented number of Americans have lost their jobs, lost a large portion of their income, or worse, and simply aren’t able to pay their bills. But what about you? What bills should you pay? And what bills should you skip? Truthfully, if you have the money, you
We are facing financial challenges today as never before and we’re just not sure how we’ll ever be able to dig our way out of it or if we will ever be able to retire. What does the future hold in the “new normal” that we’re all facing? Honestly, if
Over the past couple of weeks, Americans have begun to see the economic stimulus checks show up in checking accounts, savings accounts, and now in mailboxes across the country. Now, obviously, if you are unemployed, laid off, or otherwise furloughed, and haven’t received your first unemployment check, you’re probably going
Over the past few days, as we’ve watched industry after industry getting hit by closures, slowdowns, and collateral damage because of worldwide efforts to stop the spread of COVID-19, we’ve also watched the economy tank in nearly every country. We’ve heard of “temporary” shutdowns, pauses, and already, many, many layoffs.
Credit cards, when used correctly, an be a valuable asset to your overall financial picture. They can improve your credit score, leading to even higher credit limits and better interest rates, and you may earn cash back, air miles, hotel discounts, and other rewards. However, failing to use them wisely
Have you checked your credit line on your credit cards lately? If not, you may have missed an unexpected, even unrequested, increase in your available credit. But, before you rush out and use that extra available credit, you might want to reconsider. In the last few months, without much