Get a Fresh Start on Your Credit!
It’s January! Yep, Christmas is over and all those bills are arriving in the mail or in your inbox. That means that it’s time to figure out how you are going to pay all those monthly payments! Don’t worry, you’re not alone. Most of us spend way more than we
The start of a new year is also a great time to get a fresh start on your credit… in fact, once those Christmas bills start rolling in, many of us will be looking long and hard at all kinds of ways to cut expenses! Interest rate too high? Maybe
Over the past few years, there have been some changes in the way your credit score is calculated. These changes can help if you’re planning to buy a home, in fact, these new rules may even help you get the credit score that you need to get that mortgage! Even
Have you ever forgotten to pay a bill? Bounced a check? Believe it or not, simple everyday mistakes with your finances can affect your credit score. Read on for a few things that you might want to think twice about. Bouncing a Check: This will come as a surprise to
What’s your credit score? Is it Excellent, Good, Fair, or Bad? Is your credit score holding you back from home ownership, buying that new car, or even getting your dream job? Although you wouldn’t think that it should, the definition of bad credit has actually changed over the course of
Recently declared bankruptcy? Want to rebuild your credit? If so, it is essential that you monitor your credit report on a regular basis to ensure that all of the details remain correct. Even if you never intend on buying your own home or a brand new car, having a poor
When you look at improving your credit score, you have to look at the big picture. If you’ve had a bankruptcy, it can stay on your credit report for 10 years, even though your credit history typically only covers the past seven years. While there are plenty of law firms
How much do you know about your credit score? If you’re like many people, you know you have a credit score, and you may even know what it is, but that’s about all you know! Even worse, many people have no idea WHY your credit score is even important in
It’s that time of year again! Yep, you heard that right. It’s time to think about Christmas shopping! Where will you get the money this year? Credit cards? Personal loan? Maybe a year end bonus? Or will you use just plain old cash? You know, retail stores aren’t the only
Do your credit cards actually work for you or against you? I know that sounds strange, but when you think about credit as a whole, your credit score either helps you or hurts you. Likewise, the credit cards you carry can either help or hurt you, too. For example, your