Get a Fresh Start on Your Credit!
When you look at improving your credit score, you have to look at the big picture. If you’ve had a bankruptcy, it can stay on your credit report for 10 years, even though your credit history typically only covers the past seven years. While there are plenty of law firms
How much do you know about your credit score? If you’re like many people, you know you have a credit score, and you may even know what it is, but that’s about all you know! Even worse, many people have no idea WHY your credit score is even important in
It’s that time of year again! Yep, you heard that right. It’s time to think about Christmas shopping! Where will you get the money this year? Credit cards? Personal loan? Maybe a year end bonus? Or will you use just plain old cash? You know, retail stores aren’t the only
Do your credit cards actually work for you or against you? I know that sounds strange, but when you think about credit as a whole, your credit score either helps you or hurts you. Likewise, the credit cards you carry can either help or hurt you, too. For example, your
36 weeks from today is Christmas Eve! Yes, that was the post on my Facebook News Feed just a few minutes ago. Even though that seems like a long time from now, it’s only nine months, or a mere 18 paydays if you’re paid twice a month. Now that’s scary,
Now that Spring Break is behind most of us, it’s time to start thinking about summer! That’s right, summer! And you know what summer means? SUMMER VACATION! Wait. You’re not sure you’re going to be able to take a vacation this year? You’re still working on your budget? Trying to
As you’re going through your receipts for filing your taxes, one of the things that you might want to consider looking at, along with everything else, are your credit card statements for the past year… How much are you paying for interest? How many annual fees do you pay? Has
As parents, one of the most important things that we can teach our children is how to be responsible adults, and that means not just giving them everything they want, but teaching them how to get those things themselves. Too many parents think that by giving kids everything they want,
You know, as weird as this is going to seem, the fact that you actually USE a credit card occasionally can affect your credit score! Let’s just say that you needed to buy a new computer because the old one blew up… so, rather than take the funds out of
One of the biggest mistakes that people make when applying for credit cards is to apply for the wrong credit card. That’s right, the wrong credit card… and I’m not just talking about the wrong credit card as far as the interest rate, or the fees, or even the lack