Get a Fresh Start on Your Credit!
As parents, one of the most important things that we can teach our children is how to be responsible adults, and that means not just giving them everything they want, but teaching them how to get those things themselves. Too many parents think that by giving kids everything they want,
You know, as weird as this is going to seem, the fact that you actually USE a credit card occasionally can affect your credit score! Let’s just say that you needed to buy a new computer because the old one blew up… so, rather than take the funds out of
One of the biggest mistakes that people make when applying for credit cards is to apply for the wrong credit card. That’s right, the wrong credit card… and I’m not just talking about the wrong credit card as far as the interest rate, or the fees, or even the lack
Here at Fresh Start Card Offers, we’re always telling people to pay your credit card bills on time, every time, because your payment history affects 35% of your credit score, but did you know that there are other reasons to pay on time, every time? Not only will that late
You know, I read an interesting study the other day about Millennials and credit, and in the study, it stated that Millennials utilize personal loans at a rate of 98% higher than the previous generation, and they open auto loans at a rate that’s 21% higher than the previous generation,
Well, it’s that time of year again… every year, beginning in late summer and lasting almost until Christmas, we are continually bombarded with those “Preapproved” Credit Card offers in the mailbox. You know the ones that I mean…open this or that credit card, no interest until 2018, etc. Tempting, aren’t
Thinking about cutting up your credit cards? Closing credit card accounts that you are not using? Before you do either one of these things, you may want to think twice! Let’s face it, at one time or another, we have all run up a credit card bill that seemed to
Did you know if you’re using over 30% of your total available credit that it’s probably hurting your credit score? That’s right. Credit utilization, the simple measure of how much available credit that you have at any given time, should stay at or below 30% of your total available credit.
A friend of mine is thinking about buying a house, in fact he’s been thinking about buying a house for a couple of years now. However, the last time he applied for a mortgage, he didn’t have enough credit, so his mortgage broker suggested he get a credit card or
Whether your credit is extremely good or extremely bad or somewhere in between, it’s really easy to fall into the habit of using your credit cards irresponsibly… whether it’s that shopping spree you just couldn’t resist or that cash crunch you’re trying to avoid, irresponsible use of your credit cards