Get a Fresh Start on Your Credit!
When was the last time you took a good, hard look at your credit report? Identified and disputed errors? Made a plan to resolve any issues that are damaging your credit score? Worked toward improving that score? You haven’t done that? Sadly, unless a person is specifically interested in getting
You know, when you’re just starting out financially, it’s not always easy to understand all of the financial terms, what they mean, and how they affect your credit score… truthfully, you may not even understand your credit report the first time that you request it, even though literally everyone says
You know, when your credit score is really bad, it can seem like there is no point whatsoever in trying to improve it. You know what I’m talking about, how many times have you or someone you know made the simple statement, “My credit score is so bad, I’ll never
As parents, one of the most important things that we can teach our children is how to be responsible adults, and that means not just giving them everything they want, but teaching them how to get those things themselves. Too many parents think that by giving kids everything they want,
Once you’ve filed bankruptcy, your credit score will typically bottom out at more than 200 points below where it was before you filed, but there are times when an individual simply has no other viable option than the financial and personal relief offered through a bankruptcy filing. Almost immediately, creditors
You know, as weird as this is going to seem, the fact that you actually USE a credit card occasionally can affect your credit score! Let’s just say that you needed to buy a new computer because the old one blew up… so, rather than take the funds out of
One of the biggest mistakes that people make when applying for credit cards is to apply for the wrong credit card. That’s right, the wrong credit card… and I’m not just talking about the wrong credit card as far as the interest rate, or the fees, or even the lack
Here at Fresh Start Card Offers, we’re always telling people to pay your credit card bills on time, every time, because your payment history affects 35% of your credit score, but did you know that there are other reasons to pay on time, every time? Not only will that late
You know, I read an interesting study the other day about Millennials and credit, and in the study, it stated that Millennials utilize personal loans at a rate of 98% higher than the previous generation, and they open auto loans at a rate that’s 21% higher than the previous generation,
Bankruptcy literally causes your credit score to bottom out, but you can recover from a bankruptcy if you’re willing to work at it. In fact, if you handle your finances properly after bankruptcy and start rebuilding your credit as soon as possible after your bankruptcy is discharged, you can recover