Get a Fresh Start on Your Credit!
What is a “Subprime” credit level? Subprime credit means that lenders might consider you a credit risk. Not only will they be more likely to reject your credit application, but if and when they do issue you credit, you’ll pay a much higher rate to offset the “risk.” But did
Every year about this time, lots and lots of people start on their taxes. Gathering the proper forms, W-2’s, 1099’s, etc., going through the appropriate receipts, and then actually starting to prepare their annual income tax returns (or taking them to a tax professional to prepare for them. It’s a
How do I build credit from scratch? Building your credit for the first time can feel a little like the chicken and the egg. You’re going to need to take out a loan or get a credit card, but you can’t qualify for a loan or get a credit card
As if 2020 wasn’t bad enough already, what with a pandemic, lockdowns, and an economic downturn unlike any other, millions of people also lost their jobs… and that will leave millions of us with blemishes on our credit reports that can and, in many cases will, take years to clean
If you’re like most people, your introduction to money most likely came about in the form of a gift from your parents, grandparents, or someone close to you. Most likely it was a piggy bank, pouch, a small canister, or something else where you were encouraged to put a part
Does your credit score fluctuate every month? Up a few points one month, down a few points the next… why won’t it stabilize? If you’re like most Americans these days, you keep a pretty close eye on your credit score, but honestly, it’s just frustrating when it goes up five
Now that the COVID-19 pandemic is beginning to show signs of slowing, things are beginning to open back up, and many of us are going back to work, getting our lives back on track, and starting to plan for the future. If you’re one of the ones who was furloughed,
We are facing financial challenges today as never before and we’re just not sure how we’ll ever be able to dig our way out of it or if we will ever be able to retire. What does the future hold in the “new normal” that we’re all facing? Honestly, if
Ever notice how your credit score goes up or down a few points every month? Even worse, have you ever had your score just drop like a rock and you have absolutely no idea why? Maybe you’ve been one of the lucky ones and seen a boost? If you’re one
One of the biggest questions that we see when people are trying to improve a bad credit score is this one: Does paying off a collection increase your credit score? The short answer to the question is yes, you can potentially see an increase of a few points or even