Get a Fresh Start on Your Credit!
Ever notice how your credit score goes up or down a few points every month? Even worse, have you ever had your score just drop like a rock and you have absolutely no idea why? Maybe you’ve been one of the lucky ones and seen a boost? If you’re one
One of the biggest questions that we see when people are trying to improve a bad credit score is this one: Does paying off a collection increase your credit score? The short answer to the question is yes, you can potentially see an increase of a few points or even
It’s January! Yep, Christmas is over and all those bills are arriving in the mail or in your inbox. That means that it’s time to figure out how you are going to pay all those monthly payments! Don’t worry, you’re not alone. Most of us spend way more than we
The start of a new year is also a great time to get a fresh start on your credit… in fact, once those Christmas bills start rolling in, many of us will be looking long and hard at all kinds of ways to cut expenses! Interest rate too high? Maybe
Over the past few years, there have been some changes in the way your credit score is calculated. These changes can help if you’re planning to buy a home, in fact, these new rules may even help you get the credit score that you need to get that mortgage! Even
Have you ever forgotten to pay a bill? Bounced a check? Believe it or not, simple everyday mistakes with your finances can affect your credit score. Read on for a few things that you might want to think twice about. Bouncing a Check: This will come as a surprise to
What’s your credit score? Is it Excellent, Good, Fair, or Bad? Is your credit score holding you back from home ownership, buying that new car, or even getting your dream job? Although you wouldn’t think that it should, the definition of bad credit has actually changed over the course of
Recently declared bankruptcy? Want to rebuild your credit? If so, it is essential that you monitor your credit report on a regular basis to ensure that all of the details remain correct. Even if you never intend on buying your own home or a brand new car, having a poor
When you look at improving your credit score, you have to look at the big picture. If you’ve had a bankruptcy, it can stay on your credit report for 10 years, even though your credit history typically only covers the past seven years. While there are plenty of law firms
How much do you know about your credit score? If you’re like many people, you know you have a credit score, and you may even know what it is, but that’s about all you know! Even worse, many people have no idea WHY your credit score is even important in