Bad Credit Uk? Now What?

If you have bad credit, or credit that is less than idea, we can help you get your credit history back on track.  Fixing your credit record or history is vital to improving your personal finances.  After al, that’s why we are here, to help you get your personal finances in order.  Yes order, as having good credit is essential in today’s world of finance.

You need a loan?  Without good credit, you may not even qualify for a loan, and secondly, if you do quality, and have bad credit, your interest rate and interest rate changes are going to be more than if you had good credit.

Ok, so good credit is in your best interest, you probably already knew that, and one of the reasons you are taking the time to read this article.  Well we are going to help you get your credit back on track.

First and foremost, you need to find out where you stand with your credit history.  Both Experian and Equifax can provide you with the tool necessary to understand your current credit score.  This is crucial to starting down the road to financial freedom. Find out more about CreditExpert® from Experian.   Find out more about the family of Equifax Products by visiting our site, the UK Credit Card Centre.

Let’s face it, credit cards are essential to developing, and keeping a good credit history. If you credit has slipped into a less than perfect, then you can start your credit ‘recover’ with the help of a credit card designed to get you back on track.

Both Vanquis and Capital One have developed credit cards designed to improve your credit rating. Have you had a credit card application declined in the past for any of the following reasons: because you’re new to credit, have a history of bad credit, a bad credit rating (including CCJ’s), you’re on a low income, work part time or are self employed? If any of these situations affect you, then these credit cards will help you fix your credit.  Find out more about Vanquis and to find out more about the Capital One Classic card .

Fixing your credit is a choice, a choice you can make.  To start down the road to financial freedom, you need to take the first step, a step you can make with our help.

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About the Author

At the UK Credit Card Centre our primary purpose is to provide personal financial solutions. Choosing the credit card that is best for you is rather simple. What’s not simple is the effort that is needed. That’s where we come in, we provide the tools and information necessary to help you find the credit card that is right for you.  Visit our site to find out more, UK Credit Card Centre