As the year winds down and the new one starts, we’re all finding the first of many Christmas bills landing in our mailboxes every day. Rather than start the new year off with the old year’s bills, why not start the new year off with a fresh start on all those Christmas bills? With a simple balance transfer, you can combine one or more of your high interest credit cards with a new credit card with a zero percent introductory interest rate! Not only will you save lots of money on interest, but you may actually cut down on your monthly bills, too!
Wouldn’t it be nice to be able to make one payment instead of several? Wouldn’t it also be nice to see the balance on one credit card dropping lower and lower every month until it’s completely paid off? With a 0% introductory rate on balance transfers, it’s actually possible!
Where do you start? First, sit down with all those monthly credit card bills, see what you owe, and how much you’re paying in interest charges. Then, check out the balance transfer options for your credit score range. And finally, apply for the one card that offers you what you need. Some cards have a longer introductory period than others, while others offer cash rewards, lower or no fees, and more! Make sure you study them carefully and read all the fine print, but chances are, you’ll save both money and time. Just make sure that you plan ahead and pay off the balance transfer before the introductory period expires!
Here are some of the freshest balance transfer offers out there!