Already wondering how you’ll pay for this Christmas? Maybe you’re already trying to save…or trying to figure out how which credit card to max out this year…or you’re looking for a new credit card to use for shopping this year.
This year, why not try something completely different? Why not save the money in advance the easy way? Instead of putting cash in a coffee can, or transferring money to your savings account, this year, get yourself a prepaid card and start putting money on the card every time you get paid. Then, if you budget carefully enough, you’ll have plenty of money to spend this Christmas, and you won’t spend half of next year paying off the bill!
Besides paying for Christmas in advance, prepaid cards have lots of other benefits:
- You can shop safely online without fear that your debit card, credit card, or bank account is exposed to hacking.
- Prepaid cards are just as secure as regular credit or debit cards, and in the event that you do suffer a loss, your liability is exactly the same as it is with those regular cards.
- You don’t have to shop with cash if you’ve loaded up your prepaid card! It works just like a credit or debit card, only better – there won’t be any interest on the purchases you make with your card because you’ve paid in advance!
- Paying in advance also means no extra monthly payments after the holidays!
Sounds like a great way to save for Christmas, doesn’t it?
(P.S. It’s also a great way to save for a vacation, a new television…whatever you want to buy!)