Are you planning for Christmas yet?
I know, that’s a scary thought, but are you planning for this year’s Christmas gift buying yet? Especially if you don’t have the cash to buy all those gifts at once, you should either be saving like crazy now OR you should be working on your credit score so that when the holidays roll around again, you’ll have the credit that you need to do this year’s Christmas shopping.
Now, of course there are a couple of different ways that you could be saving for this year’s gift giving extravaganza. The first and probably, the easiest way to save is to simply have a certain amount taken out of your pay check each week and put into either a savings account or onto a prepaid debit card that you don’t use until it’s time for Christmas shopping. (I know, emergencies do arise, but if you don’t use the card, come October you’ll have a tidy little sum to shop with.
As far as prepaid cards go, there are a lot of options out there, but I like the Account Now Prepaid Gold Visa. It’s easy to sign up for, easy to put money on, and the online interface is pretty neat. And, once you start putting a certain amount on your prepaid card each week, it just gets easier and easier to keep going!
Here are a few of the benefits of the Account Now Prepaid Gold Visa:
The other way that you can start planning this year’s Christmas season is to start working on your available credit now so that when the time comes, you have the credit you need to buy the gifts that you want. One of the best ways to get a fresh start on your credit and get the credit that you need for Christmas shopping is to apply for a Fingerhut Credit account.
Unlike a lot of online shopping sites, Fingerhut is known for extending credit to those with less than stellar credit scores, and unlike other catalog shopping sites, Fingerhut has hundreds of thousands of name brand merchandise, priced competitively, and they tell you up front what the monthly payment will be, so there’s no guesswork nor any surprises to wreck your budget.
And, if you open your Fingerhut Credit Account now, you’ll be ready for Christmas shopping when it rolls around later!
Take a look at what Fingerhut can do for you: