It’s Fresh Start Friday! And there is no better way to get a fresh start on your credit than to open a Fingerhut Credit Account today!
That’s right. Fingerhut is one of THE BEST ways to get a fresh start on rebuilding your credit. Unlike a lot of other companies, Fingerhut approves nearly everyone for an account and in the rare event you aren’t approved? They have a special program designed to get you back on track financially.
Why is Fingerhut your best bet for improving your credit score?
It’s actually pretty simple. When you open a Fingerhut Credit Account, they will report your new account to the credit bureaus, so you’ll show an available credit amount in the credit usage section. Keeping your credit usage at or under 33% can really make a difference in your credit score. So, when you’re approved, make sure your order is for about one third of your total credit limit.
Then, once you start making payments, you’ll build a payment history over time and this accounts for another 30% or so of your credit score. The better your payment history, the better your credit score will look.
Even better, over time, you’ll find that Fingerhut will periodically review your account, and as long as you keep it in good standing, you are likely to see regular increases in your credit limit. Not only will that help your credit score, but then you’ll be able to get some really good deals on the hundreds of thousands of items available on Fingerhut.com. And those are just a few of the reasons why Fingerhut is our best pick for your Fresh Start Friday.
But, don’t just take our word for it… check out their website, apply now and get a decision in seconds!