Even if you have excellent credit, there are times when you need a “Fresh Start” on debt!
If you’ve got a credit card with a balance that’s too high, or if you’re having a hard time getting it paid down because you’re only making the minimum payment, then a balance transfer could save you hundreds or even thousands of dollars in interest AND help you to get that balance paid off sooner.
A balance transfer credit card, with a low introductory APR, gives you the flexibility to transfer the balance from an older, higher interest rate credit card over to the new credit card – this, in effect, gives you a “fresh start” on the interest rate that you’ve been paying on the card balance, especially since most introductory rates on balance transfer credit cards are incredibly low (even 0%).
This introductory period can last anywhere from 3 months up to the entire time that you’re paying off the original balance transferred to the card. When you use the introductory period to pay off the credit card balance, you may save hundreds, and possibly even thousands of dollars, in interest!
All you have to do is find the right balance transfer credit card: